دور البنوك المتخصصة في تمويل المقاولات الاستثمارية دراسة حالة في بنك الفلاحة و التنمية الريفية وكالة ورقلة من الفترة(2017-2021)

Résumé: This study aims to determine the role and contribution of specialized banks in contracting financing, which works to provide the funds necessary to carry out investment operations in the field of contracting and depends on its specialized methods of financing, the most important of which are direct and indirect financing, and focus on the determinants of financing in specialized banks according to their field. , whether investment banks, industrial banks, agricultural banks and other disciplines in which the banks presented in the study operate, given that the agricultural field is one of the most important activities on which the Algerian economy depends in the present and the future. We had to study the case of the Bank for Agriculture and Rural Development and explain the role that this bank plays in granting financing to this sector. One of the most important findings that we have reached is that the Bank of Agriculture and Rural Development provides financing for the agricultural sector and everything related to the agricultural field. Conditions and solutions that would increase agricultural production and improve it qualitatively and quantitatively. This study has concluded that the Bank of Agriculture and Rural Development provides various loans to finance agricultural projects, the most important of which are the Comrade and Challenge loans, according to many technical, financial and economic studies. Guarantees In contrast to the challenge loan, the bank must reduce costs and procedures and facilitate and expedite transactions in relation to the challenge loan as one of the reasons for the investor's reluctance to finance it, in addition to the need to encourage investors to expand their projects by granting them concessions and adequate support for production.

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