The Role Of Islamic Financial Formulas In The Development Of Small And Medium Enterprises In Algeria -algerian Al Baraka Bank Case Study Chlef Agency-

Résumé: The objective of this research is to study the role of Islamic financing formulas in the development of small and medium enterprises, Where increased interest in Islamic finance Because of its advantages so this make its adoption necessary, Islamic finance offers alternative Islamic financing methods known as Islamic finance formulas that have recently been deployed in most countries, especially Islamic ones, It has established itself as an autonomous and personal entity on the global economic level, Despite the novelty of its experience compared to the traditional financing experience, It also has its own fields and activities through which it has been able to attract new categories and segments such as small and medium enterprises, SMEs are the most effective tool for economic development, especially in developing countries. This is mainly due to their active role in creating new jobs, Achieving a growing increase in investment volume, maximizing the gross domestic product and value added, increasing the volume of exports and achieving integration of economic activities, In view of the importance of these institutions, developing countries are concerned and focused on their development, and thus the financing of these institutions is a concern for their owners and for governments, This has led the countries to pay attention to Islamic finance because of the advantages that make it necessary to support the development of small and medium enterprises.

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