تقييم مساهمة قطاع التأمين في النمو الاقتصادي بالجزائر -دراسة تحليلية للفترة (2005-2014)

Résumé: Insurance is a mean of reducing risk, it provides protection for the productive units and economic projects, which leads to the preservation of capital, the growth of production, urban and industrial movement. Insurance contributes to financing the economy, attracting foreign investment, and it is a powerful engine for economic and social development. This article aims to assess the contribution of insurance activity in the Algerian economic growth during the period 2005-2014. It also attempts to measure the effect of the increase in the volume of collected premiums and their share in the composition of the gross domestic product based on penetration rate and density ratio. The research found that the relative importance of the insurance sector in the Algerian economy didn’t exceed 1%, as well as individuals' spending on insurance protection is low as one of the indicators that proves the lack of insurance culture.

Publié dans la revue: دراسات اقتصادية