مدى نجاح استراتيجية التأجير التمويلي المطبقة في المصارف الإسلامية الأردنية من وجهة نظر العاملين فيها ‏

Résumé: This study discusses how successful leasing strategy applied in the Jordanian Islamic banks ‎from the standpoint of employees and the concept of leasing. The goals of this study: First, show the ‎nature of leasing as a way of funding which is acceptable to Islamic laws. Second, show its ‎efficiency in financing productive projects. Third, increase the growth of investments volume in ‎various economic activities in Jordan.‎ Researchers have used the descriptive and analytical approach; data are collected through a ‎questionnaire on a representative sample of workers in some Islamic banks, where the study ‎population consisted of all employees in Jordan Islamic Bank and Islamic International Arab Bank. ‎It is concluded that the deal of leasing is a form of Islamic modes for financing which is considered ‎as a successful method and more effective in Jordan funding forms. Also, results indicate the ‎presence of significant differences in answers attributes, due to demographic variables.‎ ‎ This study recommendation: First, the necessity to increase the credit facilities which are ‎necessary to expand the application of financial leasing by all banks in Jordan. Second, the necessity ‎to increase awareness-raising for leasing for banks customers such as credit benefits. Third, the ‎importance of continuous development for financial leasing in Jordanian Islamic banks strategies, in ‎order to keep pace with technological changes in the general banking sector. Fourth, the need for ‎increased attention to the legislative aspects derived from Islamic jurisprudence in financial ‎strengthening the role of the Islamic modes of financing as one of the most important factors that ‎contribute to increased economic growth in Jordan‎

Publié dans la revue: مجلة اقتصاديات شمال افريقيا